Buy a Home in Miami with Expert Real Estate Agents

Home prices in Miami vary widely by neighborhood. Condos in Brickell start around $300,000 while luxury waterfront homes in Key Biscayne can exceed $10 million. Our agents help you find the right property for your budget. Explore our home valuation tools to understand pricing.

While not legally required, having a dedicated buyer's agent in Miami's competitive market is highly recommended. Your agent negotiates on your behalf, helps identify available properties, handles inspections and due diligence, and coordinates closing details. The buyer's agent commission is typically paid by the seller, so there's no direct cost to you. Contact our team to get started.

The right neighborhood depends on your property goals. Coral Gables is primarily residential, Brickell for professionals, South Beach for waterfront living, and Wynwood for arts and culture. Let us compare areas against your search criteria.

The typical home buying process in Miami takes 30-60 days from accepted offer to closing. Cash purchases can close in as little as 14 days. Pre-approval, inspections, appraisals, and title work all factor into the timeline. Our team manages every detail. Learn about selling your current home to coordinate your move.

Buyers in Florida typically pay 2-5% of the purchase price in closing costs, including lender fees, title insurance, appraisal, inspection, and prepaid taxes/insurance. Our team provides detailed estimates upfront so you can budget accordingly. Schedule a consultation for personalized guidance.

Yes! Miami is one of the most popular destinations for international real estate investment. There are no restrictions on foreign nationals purchasing property in Florida. Our multilingual team has extensive experience assisting international buyers with financing, tax implications, and entity structuring. Explore our full buying services.

Condos offer lower maintenance and amenities like pools and gyms, while houses provide more space and privacy. In Brickell and Downtown, condos dominate. In Pinecrest and Coral Gables, single-family homes are more common. We help you weigh the pros and cons based on your goals.

Getting pre-approved involves submitting financial documents to a lender who evaluates your creditworthiness. We can share lender contacts for conventional and jumbo loan conversations. Pre-approval strengthens your offer in competitive situations. Contact us for lender recommendations.

Down payment requirements depend on loan type. FHA loans require as little as 3.5% with qualifying credit. Conventional loans typically require 5-20%. Jumbo loans (above the conforming limit) usually require 20-30%. International buyers without U.S. credit history may need 30-40% down. We connect you with lenders who specialize in your buyer profile. Read our financing guide for international buyers.

Conventional loans fall within the conforming loan limit set annually by the FHFA. Anything above that — common for luxury Miami properties and many Brickell condos — is a jumbo loan. Jumbos have stricter credit, reserve, and down-payment requirements but competitive rates. Our lender network includes both portfolio jumbo lenders and conventional originators.

Standard contingencies in Florida purchase contracts include financing, inspection, appraisal, and — for condos — the condominium association document review period (typically 3 days after receiving HOA documents). Title and insurance contingencies are also common. In competitive situations, we advise on which contingencies to keep, shorten, or waive while protecting your interests.

Florida's 2022 condo safety law (after Surfside) requires structural reviews on buildings 30+ years old. Before buying, we review the milestone inspection report, structural integrity reserve study, HOA budget, reserve balance, pending special assessments, rental policy, and litigation history. For step-by-step guidance, see our Miami condo buying guide.